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It is always a good idea to get your financial situation in good shape before either selling or buying a home. Here are some tips to help you do that:

1.  Develop a household budget.  Instead of creating a budget of what you would like to spend, use receipts to create a budget that reflects your actual [...]

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There are many benefits to owning your own home. Here are 7 you may want to think about when deciding on buying a home:   1.  Tax breaks.  The U. S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.  [...]

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Before you take the final step of listing your home for sale, there are key steps you should take to help get the home sold:
1.  Have a pre-sale home inspection.  Be proactive by arranging for a pre-sale home inspection.  An inspector will be able to give you a good indication of the trouble areas that [...]

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If you have not as yet purchased your first home, here are some common mistakes that some ‘first timers’ can make:

Not asking enough questions of your lender and ending up missing out on the best deal

Not acting quickly enough to make a decision and someone else buys the house
Not finding the right agent who is [...]

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While the real estate market is going through a transition at the current time, there remain true benefits to home ownership. Did you know …

Over the past 30 years, home values have risen more than 6 percent annually

On average, the value of a home nearly doubles every 10 years

Sixty percent of the average homeowner’s wealth [...]

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Housing Prices

Yale University economist Robert Shiller recently calculated the long-term trend in U. S. housing prices. The good news? His conclusion is that since 1890, housing prices have risen 0.4 percent per year after inflation.
Had the calculations begun in 1960, the result would have been that prices rose 0.8 percent per year, he says.
Ending the calculations [...]

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Listening to all the media reports on the current state of the real estate market would certainly frighten anyone. However, there is one thing unique to the New Jersey real estate market … it does not follow national housing trends. There are communities throughout our state that have continued to do well in today’s changing [...]

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TCLA’s New BLOG!

Coming soon!

The Crystal Lake Agency’s new BLOG!

April 2008!

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